Comments on: Who Is Qualified for COBRA?

By: joshua

joshua — Fri, 06 Nov 2009 22:58:05 +0000

if a company that is smaller than 20 employees wants to offer cobra, can we?

By: rose

rose — Thu, 24 Sep 2009 01:39:45 +0000

i recieved cobra paper work from my current employer but i am full time…why did i get this?

By: Sheila Anderson

Sheila Anderson — Wed, 16 Sep 2009 15:06:14 +0000

When an employee goes out on an unpaid personal leave, they are responsible for paying the full premium to continue their benefits. Therefore, we have a COBRA notice sent to their home address. My question is if the employee does not return from the leave of absence and their employment is terminated, whether voluntary or involuntary, would the termination be considered another qualifying event or is it a continuation of the first event (unpaid leave of absence)?

By: UnderstandCOBRA

UnderstandCOBRA — Wed, 12 Aug 2009 07:58:47 +0000

The form should say who you send the form back to, it should be your employer’s plan administrator.

By: Elizabeth

Elizabeth — Mon, 03 Aug 2009 23:05:01 +0000

I was terminated from my employer. About a week from being terminated, i had to have surgery. Couple days after surgery, i received a form for cobra coverage (EE only). I would like to know if i do send the form, It my going to be cover for that surgery. Since i just got the form.

By: Deanna

Deanna — Sun, 08 Feb 2009 22:41:37 +0000

Is there a minimum # of hours that an employees hours must be reduced before the employer can eliminate their Group Health Coverage & move the employee to COBRA?

By: Linda

Linda — Tue, 28 Oct 2008 19:11:06 +0000

My husband works for a major manufacturing company and was on STD. During the time he was paid any insurance premiums were taken out of any pay (vacation, holiday, etc) he received. After 6 months, his pays stopped and the company did not contact us to make payment arrangements so they notified us in May that they were cancelling the insurance back to February. Due to the reduction in work hours because of being on STD, would he qualify for COBRA? We were never given an option of COBRA.

By: susan

susan — Fri, 12 Sep 2008 00:10:39 +0000

I have the same question as above. I have a friend who left his job because it was slow, (seasonal) He would work in between time a couple days a week. He was just told his insurance was cancelled 3 months ago, and he was never informed. How can he address this and get on cobra for that company as they never approached him with the option.

By: Jessica

Jessica — Wed, 23 Apr 2008 20:07:13 +0000

Is it legal for an employer to end your health insurance before your position is terminated? Say approximately 8 days before without your knowledge until approximately 3-4 days after your termination?

By: S Rogers

S Rogers — Wed, 06 Jun 2007 17:08:40 +0000

I worked for a major healthcare organization for less than 90 days. My employment was terminated last week by the employer, but I am considered eligible for re-hire. I was not offered COBRA. Their HR representative indicated that they do not have to offer it unless the terminated employee worked there for at least 90 days. I had dropped my COBRA when I accepted this position as this organization offered excellent health and pharmacy benefits from day one.

Now I am unemployed (but not qualified for unemployment compensation), I have no creditable health insurance coverage and my medications alone cost over $400 per month. I have just purchased a short term catastrophic health plan, but will need “creditable” coverage before the 63 day cutoff. If I am hired by a large company that offers health benefits within this time period, I will be OK, but my fear is that I won’t get hired, and I will need to try to buy creditable coverage on my own and won’t be approved due to my health history.

Is my former employer obligated to offer COBRA? Any suggestions for someone in my situation.