Understand COBRA

At some point, your COBRA insurance will expire and your employer will no longer be required to carry you on their health insurance plan. At that point, you will have to being searching for a health insurance carrier and I have a few suggestions as to how to go about doing that.

Research whether any of the professional organizations you are a member of can offer any sort of health insurance benefits. While this is rare, I have heard of organizations offering health insurance and it could be a great way to security health benefits. If you can’t get it through any sort of organizations or associations, you may have to go it alone.

Going it alone is difficult, but there are some online tools available to help you in your search. Kanetix is an online insurance comparison shopping engine that will be able to help you compare your health insurance options (and auto, homeowners, etc). Through Kanetix, NetQuote will be able to give you a quote for insurance with a major medical plan (MMP), preferred provider organizations (PPO), and point of service (POS) insurers; as well as coverage for dental coverage, maternity coverage, prescription benefit, and vision care benefit.