COBRA Health Coverage for Graduating Students

Unfortunately, the Consolidated Omnibus Budget Reconciliation Act of 1986 (COBRA) is a mandate that requires employers to offer health coverage to employees after they leave however universities are not considered employers in that relationship with students. What this means is that universities are not required to and often do not extend health insurance coverage to students after graduation. Some universities offer coverage on a yearly basis which may, as a matter of coincidence, extend past the date of graduation. Ultimately, I recommend that you contact your university’s health services or medical department for further clarification and assistance.

This, however, is entirely different if you are an employee, and recognized as such, of a university. In that particular case you would be eligible for COBRA health insurance because you were an employee. Whether your status as an employee or as a student takes precedence is up to your university, so again you will have to contact them for clarification.

Leave a Comment