Adding Dependents to COBRA Coverage
The main thing to remember is that when you sign up for COBRA health insurance, you are actually just being allowed to continue coverage under your former (or current if you lost coverage because of hours) employer’s health insurance program and so you are entitled to the same rights and benefits as a full time non-COBRA insurance covered employee. So, what happens if you have a child while you’re on COBRA? Usually that, and getting married and any other time you would add a dependent, is considered a qualified event and lets you change your coverage.
April Mitchell said,
November 23, 2009 @ 5:58 am
We have COBRA, we took the kids off becuase at the time they qualified for state insurance, well my wife got a small raise and it put us over the bracket for the kids to stay on state insurance. Can I add them back to my COBRA coverage?