Welcome to Understand COBRA
Welcome to Understand COBRA where I will discuss many aspects of the Consolidated Omnibus Budget Reconciliation Act of 1985 which provides for a legal requirement on the part of your employer (or your spouse’s employer) to provide continuation of your health benefits after a qualifying event.
Many times after a qualifying event, which is legal speak for a bad turn of events, it’s very difficult to understand the packages that come in the mail because they’re written with by legal minds and not real people forced to deal with real situations. Here, I try to explain things with a more human touch, using a lot of smaller fifty cent words and fewer three dollar words because, honestly, no one talks with three dollar words and no one really understands three dollar words.
I’ve experienced a qualifying event, I’ve received the COBRA package in the mail and I’ve read the COBRA package. I’m not an expert, I’m not by any stretch, but I did understand it and I am writing what I interpreted down in words that I can understand if I ever need to again. It’s a difficult time and hopefully I can make understanding all the nuances of the COBRA legislature a little easier.
For a complete list of the COBRA-related articles, please look in the left sidebar.